2026 Florida Real Estate Market Forecast: What Buyers & Sellers Need to Know

Looking ahead to the 2026 Florida housing market — As 2025 comes to an end, buyers and sellers across Florida are already asking big questions. Will home prices continue rising? Will mortgage rates ease? Is 2026 a good time to buy or sell?

At Find Your Paradise, we track both statewide data and what’s happening on the ground in Hernando County, Pasco County, Brooksville, Hudson, Weeki Wachee, and Spring Hill. This 2026 Florida real estate forecast brings together research from Florida Realtors®, Freddie Mac, and the National Association of Realtors® with our local expertise.

Florida Home Prices Expected to Rise Moderately in 2026

Most forecasts point to continued but moderate price growth across Florida in 2026. After the rapid increases of previous years, the market is shifting toward a more sustainable pace — good news for both buyers and sellers.

What this means for buyers:

• Price growth is becoming more manageable, especially compared to 2021–2023.
• Markets like Brooksville and Spring Hill remain relatively affordable compared to major metro areas.
• More inventory gives you more options and less pressure to rush.

What this means for sellers:

• Demand for Florida living remains strong, driven by lifestyle and climate.
• Population growth continues statewide, supporting long-term home values.
• Neighborhoods in Hudson, Weeki Wachee, and Hernando Beach remain highly desirable for buyers seeking water access and outdoor living.

Inventory Expected to Improve Across Hernando & Pasco Counties

More homeowners are choosing to list, and new construction is steadily increasing. This aligns with ongoing reports from Florida Realtors® and forecasts from major real estate data providers.

Buyers can expect:

• More homes available under $400,000 in Hernando and Pasco Counties.
• Less intense competition than during the peak pandemic years.
• More choices in popular 55+ communities, including Heritage Pines in Hudson and other active-adult neighborhoods.

Sellers can expect:

• Consistent demand from local buyers and out-of-state movers.
• Strong relocation interest from Northern states seeking sunshine and lower cost of living.
• Continued popularity of homes near Weeki Wachee Springs, where lifestyle and natural beauty drive long-term value.

Florida Mortgage Rates Expected to Ease in 2026

Forecasts from Freddie Mac and the Mortgage Bankers Association suggest gradual improvement in mortgage rates through 2026. We’re not expecting dramatic drops, but rather steady, healthy progress for the market.

How this impacts buyers:

• Lower rates mean more purchasing power for the same monthly payment.
• That extra room in your budget can open up more options in areas like Hudson, Spring Hill, and Brooksville.

How this impacts sellers:

• Improving rates attract more first-time and move-up buyers.
• More qualified buyers in the market can support strong offers on well-presented homes.

Local Spotlight: 2026 Forecast for Hernando & Pasco County

Hernando County (Brooksville, Weeki Wachee, Spring Hill)

We anticipate strong interest in:

• Weeki Wachee riverfront homes for sale and properties with kayak or boat access.
• Homes with acreage in Brooksville for those seeking privacy and space.
• Pool homes and outdoor-living focused properties.
• 55+ communities for active retirees.
• Affordable starter homes under $350,000 for first-time buyers.

Pasco County (Hudson, New Port Richey, Land O’ Lakes)

In Pasco, we expect demand to stay solid for:

• Updated single-family homes close to shopping, dining, and the Suncoast Parkway.
• Hudson, FL 55+ communities and low-maintenance villas.
• Investment and short-term rental opportunities near the Gulf Coast.
• New construction along the Suncoast corridor and growing suburban hubs.

Should You Buy a Home in Florida in 2026?

In one word: Yes — for many buyers, 2026 offers a more balanced, opportunity-rich market than the last few years.

Here’s why:

• Better inventory means more choices and less compromise.
• Softer competition compared to peak bidding-war years.
• Improving interest rates support long-term affordability.
• Steadier price growth reduces the fear of overpaying.

Should You Sell Your Florida Home in 2026?

If you’re considering selling, 2026 is shaping up to be a productive year in Hernando and Pasco Counties.

Sellers can benefit from:

• Ongoing buyer demand in communities like Brooksville, Spring Hill, Hudson, and Weeki Wachee.
• Continued relocations from out-of-state buyers seeking sunshine and value.
• High interest in updated homes, pool homes, and riverfront or waterfront properties.
• The potential for early 2026 to favor sellers before inventory builds further later in the year.

Thinking About Buying or Selling in 2026? Let’s Talk.

Whether you’re planning a move, exploring investment opportunities, or simply want to understand your options, our team at Find Your Paradise is here to guide you through the 2026 Florida housing market with confidence.

Connect With Us

Ready to take the next step? Whether you’re buying or selling in Hernando County, Pasco County, Brooksville, Weeki Wachee, Spring Hill, or Hudson, we’re here to help you find your piece of paradise in Florida.

352-675-2209
dylan@findyourparadise.com
Find Your Paradise